Save
5 signs you might be dealing with a scammer
Experts are warning deal-hungry consumers to beware scammers as the holiday season arrives.
5 signs you might be dealing with a scammer
Experts are warning deal-hungry consumers to beware scammers as the holiday season arrives.

Scammers are getting smarter all the time, but there are still a few tricks you can use to stay ahead of them.
KnowBe4 security awareness advocate Jacqueline Jayne outlined five common types of scam that crop up during the holiday season.
The first of these usually involved the scammer posing as a representative of a charity, and attempting to get one over on potential victims.
“The holidays are traditionally the time for generosity and giving. It’s also the time that the cybercriminals try to trick money out of people that mean well,” she explained.

To avoid being scammed, she recommends those looking to donate to a charity only do so via an official website or phone number.
Another big scam seen during the holiday season involves discounted gift cards.
Ms Jayne recommended steering clear of any deals that sound too good to be true, especially if you encounter them on social media.
The same goes for social media promotions that emphasise the stock or time-limited nature of an offer.
"Never click on links in emails or popup ads on websites or social media pages with very deep discounts or seemingly incredible offers,” she said.
Another thing to steer clear of is mobile shopping apps.
Ms Jayne noted that shady shopping apps can sometimes bypass controls built-in by the app store, and recommended consumers do their research before downloading anything new to their personal devices.
“Be wary of apps from unknown developers or those with limited/bad reviews,” she said.
Ms Jayne predicted that holiday shoppers are likely to be bombarded by an increase of emails and SMS notifications that claim to be from delivery services like DHL, FedEx and Australia Post.
However, she warned consumers to remain vigilant and only rely on official websites to confirm or track deliveries.
“If in doubt, call them!”
For those looking for an extra layer of protection from scammers, Ms Jayne recommended considering a virtual private network (VPN) or a third-party payment service such as PayPal, Apple Pay or Google Pay.
About the author

About the author


Scams
Financial Basics Foundation warns of e-commerce ‘gamification’ targeting Gen Z shoppers
The Financial Basics Foundation has raised concerns over the impact of increasingly sophisticated digital marketing tactics on young consumers during Financial Literacy Month, highlighting the need ...Read more

Scams
ANZ warns Australians of scam risks following Ex-Tropical Cyclone Alfred
ANZ is urging customers and the broader community to remain vigilant against scammers impersonating trusted organisations in the wake of Ex-Tropical Cyclone Alfred. Read more

Scams
Navigating online money-making: Scams to avoid
In an era where the click of a button can lead to monetary gain, the internet has become a bustling marketplace for those looking to supplement their income. However, where there is opportunity, there ...Read more

Scams
Cyber criminals using interest rates as bait to trick customers
If you’ve ever found yourself on the receiving end of a suspicious phone call, e-mail or text message claiming to be from a major bank and demanding your details, you’re not alone – and experts are ...Read more

Scams
ATO cracks down on $850m GST fake business fraud
A nationwide crackdown on incidents of fraud involving the creation of fake businesses to scam GST refunds from the federal government has led to the Australian Taxation Office (ATO) firmly warning ...Read more

Scams
Crackdown sees more than half a billion scam calls blocked
Initiatives by telcos and the ACMA have also led to a 95 per cent reduction in reports of mobile porting fraud. Read more

Scams
Be wary when applying for a TFN or ABN, ATO warns
The tax office said that scams involving TFN and ABN applications are on the rise in the lead up to tax time. Read more

Scams
Westpac will now automatically block scam purchases
The bank said it would block suspect transactions from overseas online retailers that are considered high-risk of being a scam. Read more

Scams
Financial Basics Foundation warns of e-commerce ‘gamification’ targeting Gen Z shoppers
The Financial Basics Foundation has raised concerns over the impact of increasingly sophisticated digital marketing tactics on young consumers during Financial Literacy Month, highlighting the need ...Read more

Scams
ANZ warns Australians of scam risks following Ex-Tropical Cyclone Alfred
ANZ is urging customers and the broader community to remain vigilant against scammers impersonating trusted organisations in the wake of Ex-Tropical Cyclone Alfred. Read more

Scams
Navigating online money-making: Scams to avoid
In an era where the click of a button can lead to monetary gain, the internet has become a bustling marketplace for those looking to supplement their income. However, where there is opportunity, there ...Read more

Scams
Cyber criminals using interest rates as bait to trick customers
If you’ve ever found yourself on the receiving end of a suspicious phone call, e-mail or text message claiming to be from a major bank and demanding your details, you’re not alone – and experts are ...Read more

Scams
ATO cracks down on $850m GST fake business fraud
A nationwide crackdown on incidents of fraud involving the creation of fake businesses to scam GST refunds from the federal government has led to the Australian Taxation Office (ATO) firmly warning ...Read more

Scams
Crackdown sees more than half a billion scam calls blocked
Initiatives by telcos and the ACMA have also led to a 95 per cent reduction in reports of mobile porting fraud. Read more

Scams
Be wary when applying for a TFN or ABN, ATO warns
The tax office said that scams involving TFN and ABN applications are on the rise in the lead up to tax time. Read more

Scams
Westpac will now automatically block scam purchases
The bank said it would block suspect transactions from overseas online retailers that are considered high-risk of being a scam. Read more